TERMS OF PURCHASE AND REFUND POLICY

Effective Date: [INSERT DATE]

This Terms of Purchase and Refund Policy (“Policy”) applies to all purchases made from Section 8 Consulting LLC (“Company,” “we,” “us,” or “our”), including purchases made through our websites, checkout pages, payment links, phone sales, text-to-pay links, third-party platforms, live events, virtual events, or otherwise.

By purchasing, enrolling in, accessing, or using any product, program, mentorship, training, software, event, or service offered by Section 8 Consulting LLC, you acknowledge that you have read, understood, and agree to be bound by this Policy, along with any additional terms presented at checkout.

GENERAL TERMS

All prices are subject to change without notice. Discounts, promotions, bonuses, and offers may not be combined unless expressly stated in writing. Gifted or bonus items have no cash value and are non-transferable. You are responsible for providing accurate billing and contact information. Access is deemed delivered when login credentials, access instructions, or platform access are sent to the email or phone number you provided, or when access is made available inside your account.

NO GUARANTEE OF RESULTS

Section 8 Consulting LLC does not guarantee results of any kind. We do not guarantee income, appreciation, cash flow, financing approval, property acquisition, tenant placement, housing authority approval, timelines, or investment performance. Real estate investing, including Section 8 investing, involves substantial risk, including regulatory risk, market risk, financing risk, tenant risk, execution risk, and the risk of financial loss.

All programs, mentorship, training, calls, materials, templates, software access, and resources are provided for educational and informational purposes only. We do not provide legal advice, tax advice, financial advice, investment advice, brokerage services, or fiduciary services. We are not acting as your agent, partner, broker, or advisor.

You are solely responsible for your decisions, actions, execution, and results. Any examples, case studies, testimonials, numbers, timelines, or success stories referenced in marketing materials, content, sales calls, or training represent individual experiences and are not typical or guaranteed.

ASSUMPTION OF RISK

By purchasing and participating, you expressly acknowledge and assume all risks associated with real estate investing and with your participation in our mentorship, training, software, community, events, and services. You agree that any decisions you make are made voluntarily and at your own discretion.

DIGITAL PRODUCTS, MENTORSHIP, AND SERVICES

All sales are final unless a written guarantee is explicitly stated on the checkout page for a specific offer. Once access to any digital product, mentorship materials, training platform, community, calls, recordings, templates, software, or resources has been granted, no refunds, credits, or charge reversals will be issued.

You acknowledge that upon enrollment, Section 8 Consulting LLC immediately allocates resources, grants access to proprietary intellectual property, and delivers digital content that cannot be returned. For this reason, refunds, partial refunds, price reductions, or credits are not offered after access has been granted.

PAYMENT PLANS ARE NOT SUBSCRIPTIONS

If you purchase a product or program using a payment plan, you are agreeing to pay the full purchase price over time. A payment plan is not a month-to-month subscription and cannot be canceled to stop remaining payments. Failure to complete payment does not relieve you of your obligation to pay the full agreed-upon amount.

If payments become delinquent, we reserve the right to suspend access while the balance remains due. Suspension of access does not cancel your financial obligation.

SUBSCRIPTIONS AND RECURRING BILLING

If you purchase a subscription-based product, your subscription will automatically renew unless you cancel according to the cancellation instructions provided at checkout or within your account portal. Cancellation stops future renewals only. No refunds are issued for partially used billing periods unless required by law or explicitly stated in writing.

CHARGEBACKS AND PAYMENT DISPUTES

You agree to contact us first to attempt to resolve any billing issue. Initiating a chargeback or payment dispute after receiving access to mentorship materials, training, or services constitutes a breach of this Policy.

We reserve the right to suspend access during any dispute and to submit all relevant records to the payment processor or financial institution, including but not limited to call recordings, access logs, onboarding confirmations, messages, acknowledgments, and platform activity, to contest the dispute.

INTELLECTUAL PROPERTY

All content provided by Section 8 Consulting LLC, including videos, calls, recordings, documents, templates, frameworks, systems, software access, and materials, is proprietary intellectual property owned by the Company or its licensors.

Access is granted for personal use only. You may not copy, reproduce, distribute, resell, share, publish, or create derivative works from any Company materials. Unauthorized sharing or use may result in immediate termination without refund and legal action.

COMMUNITY AND EVENT CONDUCT

We maintain a strict no-solicitation policy across all mentorship calls, communities, events, groups, and platforms. You may not pitch, recruit, promote competing services, sell products, or create unauthorized subgroups without written permission.

We reserve the right to remove any participant for disruptive, abusive, misleading, inappropriate, or unethical behavior, or for violating this Policy, without refund.

Recording of calls, events, or other participants is prohibited unless expressly authorized in writing.

THIRD-PARTY SERVICES AND REFERRALS

We may refer or introduce you to third-party providers such as lenders, realtors, property managers, contractors, or software providers. We do not control third parties and are not responsible for their decisions, pricing, performance, approvals, timelines, or outcomes. You are solely responsible for conducting your own due diligence.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Section 8 Consulting LLC shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, lost opportunities, or investment losses.

Our total liability for any claim arising out of or related to your purchase shall not exceed the amount you paid to Section 8 Consulting LLC for the specific product or service giving rise to the claim.

GOVERNING LAW AND ARBITRATION

This Policy and any dispute arising out of or relating to any purchase, product, service, marketing, representations, or participation with Section 8 Consulting LLC shall be governed by and construed in accordance with the laws of the State of Louisiana, without regard to conflict of laws principles.

Any dispute, claim, or controversy shall be resolved exclusively through final and binding arbitration, on an individual basis, and not as a class, collective, or representative action. Arbitration shall be administered by the American Arbitration Association under its Commercial Arbitration Rules then in effect. The arbitration shall take place in the State of Louisiana, unless the arbitrator determines a remote proceeding is appropriate.

You expressly waive any right to a jury trial and any right to participate in a class action, private attorney general action, or representative proceeding, to the fullest extent permitted by law.

CHANGES TO THIS POLICY

We reserve the right to modify this Policy at any time. The version in effect at the time of purchase governs that transaction unless otherwise required by law.

CONTACT INFORMATION

Section 8 Consulting LLC
Email: Karim@section8training.com
Phone: 619-943-9566